What is FundPulse Labs?

FundPulse estimates your mutual fund's NAV live, all through market hours, by tracking the fund's actual top holdings in real time — instead of making you wait for the official NAV the AMC publishes once a day, after markets close. This page explains exactly how that works, what the Pulse Signal means, and the cut-off that decides which day's NAV your order actually gets.

It is not a SEBI-registered investment advisory service. It does not provide personalised advice. All outputs are quantitative model results intended for informational use only.

Think of it as a data lens - it surfaces patterns in NAV history and intraday holding movements that are not visible in standard fund apps. What you do with that information is entirely your own decision.

SIPs are great for discipline, but if you're someone who'd buy a stock on a dip, there's no reason a mutual fund dip should be invisible to you.

Read more about equity mutual funds.

A mutual fund's official NAV is only calculated once, after markets close for the day — it's the one number used to value every unit, so the AMC can't publish it until trading has fully stopped. That means by the time you see it, the number already reflects what happened hours earlier, not what's happening right now.

If a stock dips 3% intraday, you can see it instantly and decide to buy right then. Try doing that with a mutual fund, and you're stuck — the NAV only updates once, after market close. You won't know today was a dip until tomorrow, by which point it's too late to act on it.

For most mutual funds, purchase and redemption orders placed before 2:30 PM IST on a business day receive the same day's NAV. Orders placed after 2:30 PM receive the next business day's NAV. Always verify the exact cut-off time.

This is the window that matters if you're trying to buy a dip: unlike a stock, where you can act the moment you see the price move, a fund purchase still needs to clear this cutoff to lock in that day's NAV.

This is the cut-off referred to in step 3 above — miss it, and your order uses tomorrow's NAV instead.

Active — the estimate has crossed the model's threshold. A signal, not a recommendation.

Tentative — only the mildest conditions are met: the fund is below its 1 Month Low (optionally with an N Day Slide), today's estimated move is shallower than -2.00%, and any slide is under 5%. Worth keeping on watch, but a weaker signal than Active. A 6 Month Low, a day move of -2.00% or worse, or a slide of 5% or more makes it Active.

Inactive — the estimate is below the threshold; no directional signal generated.

Each fund card shows a coverage percentage (e.g. "Coverage 100.00%") — this is the share of the fund's portfolio we have live holding data for. Lower coverage means the estimate is based on less of the fund, so treat it as a rougher approximation. These estimates are indicative only, not the official NAV, and are not investment advice.

"Estimated NAV Change Today" is shown as a likely range (e.g. "−0.54% — +0.08%") rather than a single number, calibrated from backtesting against actual published NAVs. The real NAV can still land outside this range — it's a likely band, not a guaranteed bound.

Watchlist — star a fund to add it to your own list, so you can filter down to just the funds you're tracking.

Alerts — a separate notification setting; enabling alerts doesn't change your watchlist, and adding something to your watchlist doesn't enable alerts for it.